I need auto insurance for when im home and i do not want to pay for the whole year because i only drive during the summer when i am at home the rest of the year im away at school. thanks in advance.

I have all sorts of debt. 3 closed checking accounts and one closed savings account, a closed credit card account, and four bounced checks. Does anyone know of a solid debt consolidation firm that can help me? Most won’t handle overdrawn bank accounts, and I can’t find one for the life of me. The total debt is somewhere around $7,000. The sad thing is that I am a college student who got in trouble with gambling, and now I’m trying to come clean. Please advise! Thanks in advance!

I am trying to get myself out of debt with pay day loans. I found a law office in PA that helps with this specifically. The problem is that I am in TX and I am not sure if they legally can help me. I don’t want to push the laws. Thanks in advance for any answers!

I have a lot of debt ( Ive made A LOT of mistakes in the past two years) and I tried to use one once but when they gave me the name of my lawyer I googled him and it turns out he was a crook! If you have used a good one or know someone who has please let me know! Thanks in advance!

What is the cheapest term life insurance and what do you have to go thru in order to get it? Any help on that would be appreciated thanks; i am 33 years old; i am in ok health i tried to get life insurance before and was turned down; i have this pain in my groin that noone can figure out its not lethal; i take lortab for the pain and xanax for the stress; what would cause them to turn you down for insurance; thanks in advance

I cancelled my auto ins. and they charged me a cancelation fee. I disagreed with this but all they kept saying was “I should of read my policy”…. To make a long story short I owed them $33.86 and it was due on 1/20. I called them on 1/29 and paid them over the phone. I just received a letter from a collection agency saying I owe them the balance. I called the insurance company and they said that they would forward my message to their accounting department and contact the collection agency to tell them this has been paid. I am applying for a small business loan and can’t afford to have something like this show up on my report. Is there any grace period on behalf of the collection agency before they report to the 3 credit bureus?? Any suggestions would be appreciated. Thanks in advance!!

We have a small trading (business to business) company located Manhattan, NY. There are a total of 5 employees, how much would it cost for me to provide health insurance? How does that usually get paid? Is it split between the employers and employees or is it paid for solely by the company?
Thanks in advance!

I have a few questions here and thanks in advance.

Can anyone please explain how do life insurance agencies (or financial advisory agencies) make their profit?

Is that true that the life insurance companies are paying around 100% of total first year premium to the agents? How do the agencies split that with the agents?

I would appreciate if you can throw in some numbers, since i am looking to invest some angel capital into an agency, so you would help if you give numbers.

I am a young professional that is over my head in private student loan debt and credit card debt. I have found several companies willing to help me with my credit card debt but no luck with the private student loan debt because it is not considered “secured” debt. My interest rates on these loans are over 20% making my monthly payments total $700. Because I have credit problems in the past I am considered a “high risk” thus unable to get the banks to reduce my interest rate.

Does anyone know of an agency that is willing to help people with “private” student loan debt? I am looking for some type of debt consolidation that would reduce my interest rate and lower my monthly payment. Please keep in mind these are private student loans not government loans. Thanks in advance!

I have a few questions here and thanks in advance.

Can anyone please explain how do life insurance agencies (or financial advisory agencies) make their profit?

Is that true that the life insurance companies are paying around 100% of total first year premium to the agents? How do the agencies split that with the agents?

I would appreciate if you can throw in some numbers, since i am looking to invest some angel capital into an agency, so you would help if you give numbers.