A personal loan is a loan that you can get for any particular reason. You can do with the money whatever you want. Whether you want it to consolidate your debts, buy a new car, fix up the house, or take a trip – that is up to you to decide. Here are some things you need to know about how to get a personal loan.

Two Kinds

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personal loan
I just received an offer to apply for a personal loan for up to 35,000 with Bank of America and for up to 5,000 with citibank. I actually need no more than 7,500. The interest rate is between 9,97 and 27,88 based on credit worthyness. I will like to know how it works. I’m hesitating between that and applying for a credit card. My credit score is fair (650). A friend advised me to go for the loan because it’s a guaranteed fixed interest. But since I’ve never done it b4 I will appreciate some more advice. Thanks Much.
personal loan
I loaned a friend some money several years ago to help start a business, and the business failed and I was not repaid for the loan. I also, the same year, had losses from other investments (in the stock market). My understanding is that I can only deduct $3000 in investment losses for that year. Is the personal loan in the same category as the other investments — in other words, does it count as part of the $3000 limit? Or is there a way I can claim that loss separately? Thanks!
personal loan
I need a personal loan of $2000 to pay airfare for me and kids to Australia. My husband has got a secure job there and will pay loan back. Is there someone that can help with loan or donation?
personal loan
My car and house arent paid for. What else could I use and what is the max personal loan amount without collateral at a bank with a co signer?
personal loan
A friend of mine is unable to secure personal loan to accomplish something because he has bad credit. Meantime, he has good job and should be able to pay off $5000 if get loaned. Do you know anywhere he can go for help besides bank and payday loan? This is in the state of Arkansas.
personal loan
How much is the interest rate for Personal Loan and Car loan in Dubai banks?

What is the maximum available tenure for expats?

Debt Consolidation
Will they actually consolidate all of my credit cards and personal loan or will they just try to get a decrease in the APR? Can anyone help me with this? I was given this as an alternative to filing for bankruptcy and would like some more info from anyone who has been there and done that…thank you.
personal loan
I would like to get a personal loan for some upcoming expenses. I have excellent credit and can only seem to find “bad credit lending” companies. Can anyone recommend a good company?