Which debt consolidation companies aren’t scams and are actually helpful?

Debt Consolidation
I’m not in terrible debt but im 20 years old and can’t budget and can barely pay my car note… i need to get out of minor debt and get on the right track but i’ve been hearing that those debt-free ads are just scams… can someone please give me a couple good debt helping companies who won’t pocket all my money and make my credit worse??
August 19, 2009 | Tags: , , , | 5 Comments »

Debt consolidation a good or bad thing?

Debt Consolidation
I missed a part of CNBC’s “The Millionaire Inside” Debt-free program where they mentioned the reasons why debt consolidation is bad. Did anyone catch it or can explain to me why it may be a bad idea. I’m in a program and I’m debating whether I should stay in it.
May 28, 2009 | Tags: , , , | 3 Comments »

How can I find the best debt consolidation program in New Jersey?

Debt Consolidation
I’m trying to become debt free and need help with unsecured debts. been trying to locate a agent online but, getting kind of frustrated. NEED HELP ASAP!
October 29, 2008 | Tags: , , , | 2 Comments »

Does Debt Consolidation Free up My Credit Cards?

Debt Consolidation
If a Debt Consolidation Company takes over my credit card debt does that then free up my credit cards? Or do my credit card companies cancel all the cards immediately?

I actually intend to stop using the cards, but just in case I need them, will they be at zero balance once the Debt Consolidation Company comes in?

Thanks

March 29, 2008 | Tags: , , , | 2 Comments »

“what is the best debt consolidation programs to work on my case”?

Debt Consolidation
I want my life back and want to be debt free and want to see my money again that I work so hard for.please help!
Do these services really work?
March 29, 2007 | Tags: , , , | 4 Comments »

I’m in MAJOR debt how can I get out? Is there any free debt consolidation agencies?

Debt Consolidation
I am a 22year old student who earns about $850 -$920 a month. My rent is $600 and my car is $285. I owe about $8,100 in credit card debt and it keeps growing cause I can’t afford to pay it. What can I do to help stop it from growing? Is there any free or really good, low cost debt consolidation agencies I can go to? I feel like I am never going to be debt free again any helpful suggestions would be great. I know I’m an idiot for getting into debt so young, but I feel like I’m stuck now. : (
March 27, 2007 | Tags: , , , | 8 Comments »

Have you ever consolidated your debt through a debt consolidation program?

Debt Consolidation
If so did it work for you? How long did it take to become debt free and how much of a fee did they charge? What are some good companies to go with?
February 27, 2007 | Tags: , , | 10 Comments »

Do debt consolidation companies really help that much?

Debt Consolidation
My husband and I are WAY in debt and I have been trying to talk him into doing debt consolidation cause at the rate we are going, we won’t be able to buy a house until our kids are all out of the house!! The thing is, he doesn’t believe they actually help all that much and that we would be better off paying it off ourselves. Is it true that they can work with credit card companies to reduce or even remove APR from the debt amount and can give you an estimate of when you can be debt free? We have four credit cards that equal about $25,000 and we’ve got to the point where we are making payments just so we can get food and gas. Any debt consolidation advice is greatly appreciated!
February 13, 2007 | Tags: , , , | No Comments »