Should I call one of those debt consolidation companies and see what they can do for me? How does that work? What will that do to my credit? How long will it be affected for? Will I still be able to use credit cards?
i want to consolidate my debt but am concerned with how negatively its affects are on my credit. can i pay on a consolidated debt at a significantly lower interest rate than now(im averaging +20%!)? if so, will that outweigh the side-effects?
I would like to consolidate my debt and have seen information on debt consolidation loans. I do not own a home but am interested in consolidating my debt. What options do I have?
How can I consolidate my debt with a program without having it affect my credit score or credit file negatively?
Let me also add, that a bank loan to consolidate is almost not an option as my score is in the low 500 category.
ok, now let me also add, that I am a renter and therefore do not qualify for a home equity loan or consolidation loan based on your property ownership.
I have open credit cards and I am willing to close them to get a debt consolidation loan… but I’ve gotten behind/overlimit in a couple recently and want to consolidate to one payment. I’m starting to drown in debt and I need help… I do not want a credit counseling center; I just want to consolidate my debt to one payment.
I signed up for Care one debt consolidation and I failed to make a payment because I am overdrawn on my checking account. I feel that this company shouldn’t have called me at all about the drp program because I have no assets.So, how can I get rid of debt and does anyone here know another debt mangement program company they use?