I have a $501 debt I owe to Directv from 2005. I would like to settle with Directv and pay at least half of not less. My question is would it be in my best interest to speak directly with Directv’s collection dept. or go with the
debt consolidation route?
If I do use a
debt consolidation company to help the settle the debt, how much do they usually bring down debt in percentage and how much do they charge for their services?
The debt was sold to NCO Financial years ago but it has now been closed as I received a letter from NCO stating that they have closed the account and they have contacted all three credit beauros to remove their listing on my
credit report. I also received a letter from Directv basically telling me to send them a check for $501 to a p.o. box address in Arizona with no name or contact phone number.
