Will this affect my auto insurance rate?

Auto Insurance
I accidentally hit a poll, no one was injured.
Only damage to my front bumper.
I went to a body shop and the estimate is ~$2000.
My deductible is $500.

Should I go through my insurance or just pay it out of pocket?

Will a claim automatically make my insurance go up?

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April 29, 2009 | Tags: , , , | 10 Comments »

Will my auto insurance rate rise if someone on my policy gets in an accident?

Auto Insurance
If I add someone onto my auto insurance policy and that person gets in an accident, will my rate climb. If it does can I remove that person from my policy to keep my rate the same.
December 3, 2008 | Tags: , , | 9 Comments »

How can I lower my auto insurance rate in California?

Auto Insurance
Details:
Licensed at 19/Now 25yrs old. I have a clean record but can’t afford full coverage because it’s in the thousands. Is it pricey for me because I’m Asian? I don’t get it, I hear about people being fully covered for a whole year for less than $1200, but I only have basic coverage and I’m paying $1100 per year. Can anyone help?
August 14, 2008 | Tags: , , , | 2 Comments »

Is it OK to lie about being married to get a lower auto insurance rate?

Auto Insurance
My insurer gives me a much lower auto insurance quote if I say that I’m married. I could say that my imaginary partner doesn’t even drive. Are there any consequences to listing myself as married? Can it come back to bite me?
August 9, 2008 | Tags: , , , | 11 Comments »

In Florida, How much (if any) will my auto insurance rate increase with 3 points on my license?

Auto Insurance
I got a ticket for improperly changing lanes and I’m electing not to go to traffic school (since I only have one more chance for traffic school based on two times/year) for such a minor offense. Would it make sense to skip 8hr school ($70.00) or would I end up paying more in the long run because of my 3 points?
May 14, 2008 | Tags: , , , | 2 Comments »