chapter 13 insurance. now over for over a year. does state farm check credit ratings periodically just to clip you and charge you more? would so love to have cheaper auto ins.
My back window was smashed out, and I appear to have a $500 deductable for comprehensive insurance. If I can get the window fixed for less than that, is there any point in telling my auto ins?
If I do tell them, will they raise my rates?
Any harm in not telling them?
Thanks!