Debt Consolidation
I’m in big time debt and just can’t keep up with the bills anymore. I need to get some options. There are so many scams and rip offs out there that I’m not sure what to do.
Auto Insurance
I live in Michigan. If I have broad coverage and I’m not at fault in an accident I don’t have to pay a deductible, but the premium is a little more expensive. If I have basic coverage and I get into an accident I have to pay the deductible no matter who is at fault. My question is, if I have the basic coverage and I’m in an accident that’s not my fault, wouldnt the insurance company for the person at fault usually pay my deductible anyway?
Debt Consolidation
Is there a debt consolidation website that will automatically pull your credit report without you having to tell them every one of your debts?
Debt Consolidation
I have less than perfect credit but have a healthy salary. My cosigner doesnt make as much money as I do but she has immaculate credit. Can anyone tell me which one of these is considered the most when approving a loan? And will my salary and her great credit be considered together? Lastly, is there a better chance of getting a loan approved with a cosigner??
Thanks so much
Life Insurance
The policy is a Flexible Premium Adjustable Life Insurance Policy. A lawyer nephew of her new husband sold it to her, and she signed it before we, or her lawyer got to look at it. She claims 1) She has to pay no premiums 2) If she dies before 2011, we will receive $4 million 3) If she lives longer, she gets $300,000 per year sent to her! Is there a fraud like this going on?
Debt Consolidation
I want to get all my financials squared away with the IRS– anyone know the average rate those “tax relief” companies charge? Are they worth it??
Life Insurance
My dad passed away recently and we got a check for $10,000 from his life insurance. The check was for my wife and I, but we are not legally married. How do we report that?
Debt Consolidation
I have 2 VISAs and a personal loan I want to consolidate into 1 payment. I don’t really want to lose one of the VISAs b/c it is in connection with my bank and tied to my checking. Also the personal loan is from a company that I am in very good standings with. Is there a way I can consolidate without losing the one VISA and reputation w/ the loan company?
Debt Consolidation
I have 33,000 worth of student debt consolidated wit Goal Financial/Great Lakes but I can’t afford the monthly payment of $230/mo. They’ve offered “graduated” payments, but I can’t afford that either. What I can afford is $75-100/mo. Is there a company that I can refinance with that would accept these terms? If not, its bankruptcy for me…..
Auto Insurance
My parents are going away and won’t be using their car for about a month. Currently, the car is leased. Can they add me to their insurance for a month so that I can drive it while their gone?